Shame Mugova

His Money, Her Money, Our Money: What financial independence really means inside marriage

“She is financially independent.” The phrase is now used so confidently that it often escapes examination. Usually, it means something valuable: a woman earns an...

Who Will Look After You When You Grow Old?

The hidden economics of ageing, migration and family responsibility Ask an older African a simple question: Who will look after you when you grow old? For...

Where Should Your Wealth Live? The hidden economics of place, purpose and family investment

Ask a diaspora family a simple question: "Where do you live?" The answer usually comes without hesitation. Ask a second question—"Where does your wealth live?"—...

Why Two Good Salaries Don’t Always Build Wealth: The hidden economics of family decision-making in diaspora marriage

Two couples earn exactly the same salaries in Britain. Twenty years later, one owns a comfortable home, has healthy pensions, growing investments and a clear...

Zimbabwe’s Unfinished Transition: Why Stability Alone Cannot Deliver Prosperity

Economic recoveries often succeed twice. The first success is restoring stability. The second, if it comes, is restoring prosperity. The two are related, but...

The Invisible Currency: Why Expectations Matter More Than Banknotes

Money is one of humanity's greatest inventions, yet its value rests on something we cannot see. A banknote is little more than paper. A balance...